--- title: "Eligi | Verify applicant income in minutes via Open Banking" description: "Eligi verifies rental applicants' income directly from their bank. Results in minutes, GDPR and PSD2 certified. No more fake files." lang: en json-ld: | [ { "@context": "https://schema.org", "@type": "Organization", "@id": "https://eligi.eu#organization", "name": "Eligi", "legalName": "HALOBAN PARTNERS", "url": "https://eligi.eu", "logo": { "@type": "ImageObject", "url": "https://eligi.eu/logo.svg" }, "email": "contact@eligi.eu", "description": "Eligi vérifie les revenus des candidats locataires directement depuis leur banque via l'Open Banking (DSP2).", "areaServed": [ { "@type": "Country", "name": "Belgium" }, { "@type": "Country", "name": "Netherlands" } ], "contactPoint": [ { "@type": "ContactPoint", "contactType": "customer support", "email": "contact@eligi.eu", "availableLanguage": [ "French", "English", "Dutch" ] } ], "sameAs": [] }, { "@context": "https://schema.org", "@type": "WebSite", "@id": "https://eligi.eu#website", "name": "Eligi", "url": "https://eligi.eu", "inLanguage": [ "fr-FR", "en", "nl" ], "publisher": { "@id": "https://eligi.eu#organization" } }, { "@context": "https://schema.org", "@type": "WebPage", "@id": "https://eligi.eu/", "url": "https://eligi.eu/", "name": "Eligi | Verify applicant income in minutes via Open Banking", "description": "Eligi verifies rental applicants' income directly from their bank. Results in minutes, GDPR and PSD2 certified. No more fake files.", "inLanguage": "en", "isPartOf": { "@type": "WebSite", "@id": "https://eligi.eu#website", "url": "https://eligi.eu", "name": "Eligi" } }, { "@context": "https://schema.org", "@type": "FAQPage", "@id": "https://eligi.eu/#faq", "inLanguage": "en", "mainEntity": [ { "@type": "Question", "name": "What is Eligi?", "acceptedAnswer": { "@type": "Answer", "text": "Eligi is an income verification tool for rentals. Instead of collecting payslips and tax notices as PDFs, you send the applicant a unique link. They connect their bank account in 30 seconds through Open Banking, and you receive a report with certified income and an eligibility confirmation." } }, { "@type": "Question", "name": "How exactly is income verified?", "acceptedAnswer": { "@type": "Answer", "text": "The bank connection goes through a licensed aggregator (Bridge, ABC group) within the regulated PSD2 framework. The last 12 months of transactions are read in read-only mode, recurring income is identified automatically (salaries, pensions, regular income), then a monthly average is computed over the analysed period. The data comes from the bank, not from a document supplied by the applicant." } }, { "@type": "Question", "name": "How long does a result take?", "acceptedAnswer": { "@type": "Answer", "text": "A few minutes. As soon as the applicant finishes the bank connection, the analysis runs and the file appears in your workspace. No manual work on your side." } }, { "@type": "Question", "name": "What exactly does the agent or landlord see?", "acceptedAnswer": { "@type": "Answer", "text": "Only what the decision requires: average monthly income over the analysed period, the eligibility confirmation, the account holder's name and whether it matches the declared identity, and the connected banks. Transaction and spending details are never shared." } }, { "@type": "Question", "name": "Can I use it as a private landlord?", "acceptedAnswer": { "@type": "Answer", "text": "Yes. It works exactly as it does for an agency: you create a request with the applicant's name, email and phone, they receive their link, and you get the result. Nothing to install, everything runs in the browser." } }, { "@type": "Question", "name": "What happens if the applicant never completes the check?", "acceptedAnswer": { "@type": "Answer", "text": "The request stays pending and expires automatically after 7 days. You can follow its status in real time in your dashboard and cancel it at any point." } }, { "@type": "Question", "name": "How long is a verified file valid?", "acceptedAnswer": { "@type": "Answer", "text": "A file stays valid for 3 months. During that window the applicant can share it with several agents or landlords without reconnecting their bank. After that, a fresh check is required so the data stays current." } }, { "@type": "Question", "name": "Can I download a certificate?", "acceptedAnswer": { "@type": "Answer", "text": "Yes. A timestamped PDF certificate can be downloaded from the shared file: it lists the holder, the average income observed, the analysed period and the verified accounts. It is an informational document to support your decision, not a legally binding one." } }, { "@type": "Question", "name": "How do you handle flatshares, couples or guarantors?", "acceptedAnswer": { "@type": "Answer", "text": "Each person runs their own verification through their own link. You get one file per applicant, which makes profiles objectively comparable and lets you combine incomes when relevant." } }, { "@type": "Question", "name": "Which banks are supported?", "acceptedAnswer": { "@type": "Answer", "text": "Every European bank covered by PSD2, including online banks and neobanks. An applicant can connect several banks if their income lands on different accounts." } }, { "@type": "Question", "name": "Do you see my spending?", "acceptedAnswer": { "@type": "Answer", "text": "Transactions are read only for the duration of the analysis to identify recurring income, then only the results of that analysis are kept. Spending details are never stored, displayed or shared with the agent or landlord." } }, { "@type": "Question", "name": "Can Eligi move money on the account?", "acceptedAnswer": { "@type": "Answer", "text": "No. Access is strictly read-only: no transfers, no changes, no write access. Bank credentials are entered on the bank's own secure interface, never on Eligi, and are never shared with us." } }, { "@type": "Question", "name": "Where is the data hosted and how long is it kept?", "acceptedAnswer": { "@type": "Answer", "text": "Data is hosted in Europe on sovereign infrastructure. Files expire after 3 months and applicants can request deletion at any time. No raw banking data is stored long term." } }, { "@type": "Question", "name": "How is GDPR respected?", "acceptedAnswer": { "@type": "Answer", "text": "The applicant gives explicit consent before any connection, knows exactly what will be shared, and then decides whether to share the file with the agent. They keep their GDPR rights of access, rectification and erasure at contact@eligi.eu." } }, { "@type": "Question", "name": "Can the applicant refuse to share after the check?", "acceptedAnswer": { "@type": "Answer", "text": "Yes. Verification and sharing are two separate steps: the applicant reviews their file, then chooses to share it with the agent who requested it. Nothing is transmitted without their approval." } }, { "@type": "Question", "name": "Can an Eligi file be forged?", "acceptedAnswer": { "@type": "Answer", "text": "No. Data is read straight from the banking source over a regulated channel, never through a document the applicant could edit. That is the whole difference with a payslip or a PDF statement." } }, { "@type": "Question", "name": "How long does it take them?", "acceptedAnswer": { "@type": "Answer", "text": "The bank connection takes about 30 seconds. Including the form and the analysis, the applicant gets their file within a few minutes, straight from their phone." } }, { "@type": "Question", "name": "Can the applicant reuse the file for other viewings?", "acceptedAnswer": { "@type": "Answer", "text": "Yes, for 3 months. That is a real benefit for them: one verification journey, then a certified file reusable for every application, with no documents to resend to each agency." } }, { "@type": "Question", "name": "What if the applicant does not use online banking?", "acceptedAnswer": { "@type": "Answer", "text": "Almost every European bank offers PSD2 access with the usual customer-area credentials. If an applicant truly cannot connect, you can still process their file the traditional way." } } ] }, { "@context": "https://schema.org", "@type": "Service", "@id": "https://eligi.eu#service-en", "name": "Tenant income verification", "description": "Eligi verifies rental applicants' income directly from their bank through Open Banking (PSD2) and delivers a certified report to agencies and landlords.", "serviceType": "Rental income verification", "inLanguage": "en", "provider": { "@id": "https://eligi.eu#organization" }, "areaServed": [ { "@type": "Country", "name": "Belgium" }, { "@type": "Country", "name": "Netherlands" } ], "brand": { "@id": "https://eligi.eu#organization" } } ] --- [![Eligi](/logotexte.svg)](/) [How it works](/#how)[Security](/#securite)[For tenants](/for-tenants) 🇧🇪 EN [Log in](/login)[Try for free](/get-started?role=agency) # Rent to the best applicant. Every time. Income verified directly from the bank, no fraud possible. No more fake files, no more doubt. [Try for free →](/get-started?role=agency)[See how it works](#how) Direct bank source No documents, no data entry GDPR & PSD2 certified Compliant with EU law In minutes As soon as the applicant completes Belgium & Netherlands Data hosted in Europe Compatible with every European bank ![Logo BNP Paribas Fortis](https://img.logo.dev/bnpparibasfortis.be?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)BNP Paribas Fortis ![Logo KBC](https://img.logo.dev/kbc.be?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)KBC ![Logo Belfius](https://img.logo.dev/belfius.be?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)Belfius ![Logo ING](https://img.logo.dev/ing.be?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)ING ![Logo Argenta](https://img.logo.dev/argenta.be?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)Argenta ![Logo Crelan](https://img.logo.dev/crelan.be?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)Crelan ![Logo Beobank](https://img.logo.dev/beobank.be?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)Beobank ![Logo Keytrade Bank](https://img.logo.dev/keytradebank.be?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)Keytrade Bank ![Logo Revolut](https://img.logo.dev/revolut.com?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)Revolut ![Logo N26](https://img.logo.dev/n26.com?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)N26 ![Logo bunq](https://img.logo.dev/bunq.com?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)bunq ![Logo Wise](https://img.logo.dev/wise.com?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)Wise ![Logo BNP Paribas Fortis](https://img.logo.dev/bnpparibasfortis.be?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)BNP Paribas Fortis ![Logo KBC](https://img.logo.dev/kbc.be?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)KBC ![Logo Belfius](https://img.logo.dev/belfius.be?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)Belfius ![Logo ING](https://img.logo.dev/ing.be?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)ING ![Logo Argenta](https://img.logo.dev/argenta.be?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)Argenta ![Logo Crelan](https://img.logo.dev/crelan.be?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)Crelan ![Logo Beobank](https://img.logo.dev/beobank.be?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)Beobank ![Logo Keytrade Bank](https://img.logo.dev/keytradebank.be?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)Keytrade Bank ![Logo Revolut](https://img.logo.dev/revolut.com?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)Revolut ![Logo N26](https://img.logo.dev/n26.com?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)N26 ![Logo bunq](https://img.logo.dev/bunq.com?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)bunq ![Logo Wise](https://img.logo.dev/wise.com?token=pk_MfTaS-J3Q3C-myb_DDn_YQ&size=160&format=png&retina=true&fallback=monogram)Wise ## How it works. Simple for the agent, frictionless for the applicant. For agents ### 3 steps, a few minutes. 1. 01 Send the link one unique Eligi link per applicant 2. 02 Result in minutes automated analysis of bank data 3. 03 Receive the report certified income, solvency score, rent-to-income ratio For applicants ### 30 seconds, zero friction. 1. 01 Receives the link by email or SMS, no account needed 2. 02 Connects the bank 30 seconds via secure Open Banking 3. 03 Certified profile reusable for every future application ## You no longer trust the paperwork. Fake payslips online tools generate fake payslips in 2 minutes Doctored tax documents a Belgian tax assessment or a Dutch jaaropgave does not prove current income Altered bank statements an editable PDF, a few figures changed Eligi Data straight from the bank. Impossible to fake. +0% increase in rental application fraud in Belgium and the Netherlands 0% of letting agents still verify files by hand ## Decide with confidence, effortlessly. ### Income verified at the source 12 months of banking history, read directly from the bank ### Rent-to-income ratio affordability ratio calculated automatically ### Anomaly detection irregular income and inconsistencies flagged automatically ### Result in minutes qualified decision as soon as the applicant completes ### Traceable, timestamped report your liability is covered ### Reusable tenant profile applicants keep their certificate for every future application ## Compliant and secure. ### GDPR The applicant gives explicit consent. No data stored without approval. ### PSD2 Open Banking protocol regulated by the European Union. Certified bank connection. ### Read-only Eligi only sees income data. No write access, ever. ### Data hosted in Europe European infrastructure, full compliance. Eligi stores no banking data. Information is read, analysed, then deleted. The report sent to the agent contains only what is strictly needed to verify solvency. ## Verify your first file for free. Free beta access · No credit card · Result in minutes Last name First name Work email Phone Try for free → We'll send your access within 24h. No credit card, no commitment. ## Frequently asked questions. Everything agents and landlords ask us about Open Banking income verification. How it works ### What is Eligi? Eligi is an income verification tool for rentals. Instead of collecting payslips and tax notices as PDFs, you send the applicant a unique link. They connect their bank account in 30 seconds through Open Banking, and you receive a report with certified income and an eligibility confirmation. ### How exactly is income verified? The bank connection goes through a licensed aggregator (Bridge, ABC group) within the regulated PSD2 framework. The last 12 months of transactions are read in read-only mode, recurring income is identified automatically (salaries, pensions, regular income), then a monthly average is computed over the analysed period. The data comes from the bank, not from a document supplied by the applicant. ### How long does a result take? A few minutes. As soon as the applicant finishes the bank connection, the analysis runs and the file appears in your workspace. No manual work on your side. ### What exactly does the agent or landlord see? Only what the decision requires: average monthly income over the analysed period, the eligibility confirmation, the account holder's name and whether it matches the declared identity, and the connected banks. Transaction and spending details are never shared. ### Can I use it as a private landlord? Yes. It works exactly as it does for an agency: you create a request with the applicant's name, email and phone, they receive their link, and you get the result. Nothing to install, everything runs in the browser. ### What happens if the applicant never completes the check? The request stays pending and expires automatically after 7 days. You can follow its status in real time in your dashboard and cancel it at any point. ### How long is a verified file valid? A file stays valid for 3 months. During that window the applicant can share it with several agents or landlords without reconnecting their bank. After that, a fresh check is required so the data stays current. ### Can I download a certificate? Yes. A timestamped PDF certificate can be downloaded from the shared file: it lists the holder, the average income observed, the analysed period and the verified accounts. It is an informational document to support your decision, not a legally binding one. ### How do you handle flatshares, couples or guarantors? Each person runs their own verification through their own link. You get one file per applicant, which makes profiles objectively comparable and lets you combine incomes when relevant. ### Which banks are supported? Every European bank covered by PSD2, including online banks and neobanks. An applicant can connect several banks if their income lands on different accounts. Security and compliance ### Do you see my spending? Transactions are read only for the duration of the analysis to identify recurring income, then only the results of that analysis are kept. Spending details are never stored, displayed or shared with the agent or landlord. ### Can Eligi move money on the account? No. Access is strictly read-only: no transfers, no changes, no write access. Bank credentials are entered on the bank's own secure interface, never on Eligi, and are never shared with us. ### Where is the data hosted and how long is it kept? Data is hosted in Europe on sovereign infrastructure. Files expire after 3 months and applicants can request deletion at any time. No raw banking data is stored long term. ### How is GDPR respected? The applicant gives explicit consent before any connection, knows exactly what will be shared, and then decides whether to share the file with the agent. They keep their GDPR rights of access, rectification and erasure at contact@eligi.eu. ### Can the applicant refuse to share after the check? Yes. Verification and sharing are two separate steps: the applicant reviews their file, then chooses to share it with the agent who requested it. Nothing is transmitted without their approval. ### Can an Eligi file be forged? No. Data is read straight from the banking source over a regulated channel, never through a document the applicant could edit. That is the whole difference with a payslip or a PDF statement. For applicants ### How long does it take them? The bank connection takes about 30 seconds. Including the form and the analysis, the applicant gets their file within a few minutes, straight from their phone. ### Can the applicant reuse the file for other viewings? Yes, for 3 months. That is a real benefit for them: one verification journey, then a certified file reusable for every application, with no documents to resend to each agency. ### What if the applicant does not use online banking? Almost every European bank offers PSD2 access with the usual customer-area credentials. If an applicant truly cannot connect, you can still process their file the traditional way. [![Eligi](/logotexte.svg)](/) Tenant solvency verification in minutes, without forgeable documents. 🇧🇪 EN ### Product [How it works](/#how)[Security](/#securite)[FAQ](/#faq)[For tenants](/for-tenants)[Log in](/login) ### Legal [Legal notice](/legal-notice)[Privacy](/privacy) ### Contact [contact@eligi.eu](mailto:contact@eligi.eu) Registered office 58 rue de Monceau, CS 48756 CEDEX 08, 75008 Paris, France ### Legal information HALOBAN PARTNERS · SAS, société par actions simplifiée Capital social : 1 000,00 € SIREN : 101 990 232 SIRET (siège) : 101 990 232 00015 Numéro de TVA : FR19101990232 RCS : 101 990 232 R.C.S. Paris (inscrit le 04/03/2026) © 2026 Eligi · HALOBAN PARTNERS · All rights reserved. Hosted in Europe